Empowering Washington Educators’ Financial Futures
Why teachers choose financial Alternatives
Financial Alternatives has stood beside Washington’s educators for nearly four decades, translating complex pension rules and investment choices into clear next steps. Our guidance is independent, commission-free, and laser-focused on helping school employees build lasting wealth without sacrificing today’s budget. Our partnership with NCESD means we understand your district’s unique retirement benefits and can integrate them seamlessly into your financial plan.
Comprehensive Solutions at a Glance
Every educator’s journey is different, so our offerings are intentionally broad. The following menu can be mixed and matched, and adjusted as your career evolves: From your first day in the classroom to life after the final bell, you can count on solutions such as:
- 403(b) savings plans designed for school districts and nonprofits
- Traditional, Roth, and rollover IRA’s for additional tax-advantaged growth
- IRA and Non-qualified investment accounts for flexible saving goals
- A wide array of annuity strategies to create guaranteed lifetime income
- Life, long-term care, and disability insurance to protect what matters most
Education That Fits YOUR Schedule
Informed teachers make empowered investors. That’s why we deliver:
- Live on-site workshops during in-service days
- Live and web-based financial educational tools
- Step-by-step online enrollment portals with real-time support
- Access to our team of experienced financial advisors, planning tools, professionally managed portfolios, and user-friendly dashboards
Getting Started is Easy
Our first conversation is all about your goals, your classroom schedule, and your family priorities. Using advanced tools like Riskalyze, we pinpoint the level of market risk you’re comfortable with, then craft a tax-efficient plan that grows with your career transitions, sabbaticals, or early-retirement dreams. Our advisors help ensure every angle is covered so you can focus on inspiring students rather than worrying about spreadsheets.
Ready to see how a personalized, cost-effective strategy can turn today’s paycheck into tomorrow’s freedom?
Before investing, carefully read the prospectus(es) or summary prospectus(es) which contains information about investment objectives, risks, charges, expenses and other information all of which should be carefully considered. For current prospectus(es) call (800) 874-6910. Investing involves risk. The investment return and principal value will fluctuate and, when redeemed, the investment may be worth more or less than the original purchase price.
Representative registered with and offer only securities and advisory services through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA/SIPC. PlanMember is not liable for ancillary products or services offered by this representative.
North Central Educational Service District (NCESD), Financial Alternatives and PSEC are independently owned and operated companies. PlanMember is not liable for ancillary products or services offered by this representative. PlanMember has entered into a formal Affinity Group Marketing Program with NCESD to provide specific benefits to its members. PlanMember has a revenue sharing agreement which benefits NCESD. Products and services are offered at no additional cost to members as a result of this arrangement.
PlanMember Financial Corportation, 6187 Carpenteria Avenue, Carpinteria, CA 93013. 1-800-874-6910
Asset Allocation or the use of an investment advisor does not ensure a profit nor guarantee against loss.
Representative registered with and offers only securities and advisory services through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA/SIPC. PlanMember is not liable for ancillary products or services offered by this representative and Financial Alternatives. Financial Alternatives and PlanMember Securities Corporation are independently owned and operated companies.
PlanMember Financial Corporation
6187 Carpinteria Avenue
Carpinteria, CA 93013
800-874-6910